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Guides

Explore guides about payment states, records and settlement, freely readable without an account.

01

Reconcile two example records

This guide walks through payment states, records and settlement in a deliberate order using a constructed teaching example, never a live transaction. Define the terms, ask what evidence supports an interpretation, and consult the actual provider when your own money or account is involved.

02

Understand settlement versus authorisation

This guide walks through payment states, records and settlement in a deliberate order using a constructed teaching example, never a live transaction. Define the terms, ask what evidence supports an interpretation, and consult the actual provider when your own money or account is involved.

03

Read an illustrative discrepancy workflow

This guide walks through payment states, records and settlement in a deliberate order using a constructed teaching example, never a live transaction. Define the terms, ask what evidence supports an interpretation, and consult the actual provider when your own money or account is involved.